How Can I Prepare for My First Meeting With a Bankruptcy Attorney?

There are a number of different documents you will need to bring to your first meeting with your bankruptcy attorney. Continue reading to learn about when it might be time to file for bankruptcy, and what you will need to show your attorney once you begin the process. Contact our firm today to speak with one of our skilled New York bankruptcy attorneys today about your options.

How do I know when I should speak with a bankruptcy attorney?

It is common to be unsure about whether or not you should speak with a bankruptcy attorney and consider bankruptcy. Many people look to bankruptcy as their last result, so it is important to know when you have depleted your other options, and when bankruptcy might be the only option left.

If find yourself relating to any of the below situations, you may need to consider meeting with an attorney and file for bankruptcy:

  • You are unable to pay your bills
  • Your wages are being garnished
  • You are being harassed by collection agencies
  • Difficulty meeting payroll
  • Increased interest rates on credit cards due to late payments
  • Decreased cash flow

If you find yourself in any of the above circumstances, it may be time to file for bankruptcy. Do not hesitate to reach out to an experienced New York bankruptcy attorney today to schedule your first consultation and begin working through this process.

What documents will I need for my first meeting with my bankruptcy attorney?

It is important to attend your first meeting with your bankruptcy attorney prepared. You can best be equipped by bringing in the following documents:

  • Social Security card
  • Photo ID
  • W2 forms
  • Pay stubs
  • Social Security letters
  • Copies of your bills
  • A list of any debts/liabilities
  • Credit reports
  • Employer statements
  • Disclose all scheduled payments such as pensions, spousal support, and child support
  • Collection letters
  • Checkbook register
  • Documentation regarding debt settlement
  • Income tax returns
  • Property tax statement
  • Property appraisal
  • Vehicle purchase agreement
  • Proof of car insurance
  • Business owners filing for bankruptcy must bring all financial documents pertaining to their business
  • A list of questions for your bankruptcy attorney

While providing all of these documents will be very helpful, it is not crucial. These documents will be useful in providing your attorney with as much information as possible about you and your situation so that your bankruptcy attorney can help you make the best decisions regarding your finances.

Our firm has years of experience in this field and we understand that this is an overwhelming time for you. It is in your best interest to reach out to one of our experienced bankruptcy attorneys today to begin discussing your options. Our legal team is dedicated to helping you navigate through this process.


Michael D. Pinsky, P.C. represents clients in bankruptcy actions and related matters. Please call 845-394-2616 or contact the firm online to schedule a consultation.

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