If you are considering filing for bankruptcy, consider reading on to learn more about the process. Our Newburgh bankruptcy lawyer is on your side.
When should I speak with a bankruptcy attorney?
The majority of the time, people are unsure of whether or not they should speak with a bankruptcy attorney and discuss their options. While many people look to bankruptcy as their only remaining alternative, it is important to note the many reasons why bankruptcy may be the best choice for you.
If you find yourself in any of the below situations, it may be in your best interest to speak with a skilled bankruptcy attorney if:
- You are unable to pay your bills
- Your wages are being cut
- You are being harassed by collection agencies
- Difficulty meeting payroll
- Increased interest rates on credit cards due to late payments
- Decreased cash flow
If you are facing any of the following situations, you may want to start thinking about bankruptcy. Do not hesitate to reach out to a skilled New York bankruptcy attorney today to schedule your first meeting and start learning more about this process.
What documents will I need to bring to my first meeting?
You will want to make sure that you are attending your first meeting with your bankruptcy attorney prepared. This can be accomplished by bringing in the following documents:
- Social Security card
- Photo ID
- W2 forms
- Pay stubs
- Social Security letters
- Copies of your bills
- A list of any debts/liabilities
- Credit reports
- Employer statements
- Disclose all scheduled payments such as pensions, spousal
support, and child support
- Collection letters
- Checkbook register
- Documentation regarding debt settlement
- Income tax returns
- Property tax statement
- Property appraisal
- Vehicle purchase agreement
- Proof of car insurance
- Business owners filing for bankruptcy must bring all financial documents pertaining to their business
- A list of questions for your bankruptcy attorney
It can be very helpful to provide all of these documents, however, it is not necessary. These documents will be valuable in supplying your attorney with as many details as possible about you and your situation so that your bankruptcy attorney can help you make the best choices about your finances.
Our firm recognizes how overwhelming filing for bankruptcy can be, which is why our legal team will be by your side each step of the way. It is in your best interest to reach out to our skilled Newburgh bankruptcy lawyer today to start learning more about your options. Our legal team is dedicated to helping you through this process.
CONTACT A BANKRUPTCY LAWYER TO DISCUSS YOUR DEBT OR COLLECTION ISSUE
Michael D. Pinsky, P.C. represents clients in bankruptcy actions and related matters. Please call 845-394-2616 or contact the firm online to schedule a consultation.