Beginning the Bankruptcy Process in New York

Deciding to file for bankruptcy can be a very difficult decision, and it is not something that should be taken lightly. But, once you decide to file, you may find yourself wondering where to begin. Read on to learn more about the process and how to file. What are the…
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What to Know About the Automatic Stay Program in New York

An automatic stay will go into effect as soon as an individual files bankruptcy. This will prevent all lenders and collection agencies from engaging in any collection activities, including repossessions, wage garnishments, lawsuits, bank restraints, debt collection, phone calls from debt collectors or lenders, and foreclosure actions. Read on to…
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New York’s Loss Mitigation Program | What to Know

There are a number of benefits when it comes to filing for bankruptcy. One of these benefits is the Loss Mitigation Program. The Loss Mitigation Program allows debtors and lenders to work together in order to reach an agreement that can save the debtor’s house from foreclosure. Read on to…
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What are the Pros and Cons of Filing for Bankruptcy

"Should I file bankruptcy?" This is a question that many people ask themselves when they find themselves struggling financially. Whenever you are making a difficult decision, it can help to make a pros and cons list. Read on to learn more about the pros and cons of filing for bankruptcy…
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What to Know About Dividing Debt During a New York Divorce

If you are getting divorced, you likely have a lot of questions about your finances. Read on to learn more about some of the most commonly asked questions: How is Debt Divided During a Divorce? New York uses the process of equitable distribution when it comes to diving a couple's…
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