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What is the means test, and how would it affect me?

The means test is a financial gateway, which you must pass through to safely file for chapter 7 protection. It is found at Bankruptcy Code section 707(b), and supposedly tests for ‘abuse’ of the provisions of chapter 7.  Prior to the extensive 2005 re-write of the Bankruptcy Code at the behest of various deep-pocketed creditor Read More

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