People earning a steady income and living within their means still can face severe financial problems, particularly after a job loss, divorce or medical problem. If you’ve fallen behind on bills and can’t seem to catch up despite having a job, Chapter 13 bankruptcy might be the right solution. At my Newburgh firm, Michael D. Pinsky, P.C., I work with Hudson Valley clients to stop collection efforts and create fair repayment plans that suit their situation. Over a period of three to five years, you can relieve your debt burden, meet your needs, and live without fear of creditor harassment.
Starting with a free initial consultation, I explain the laws and procedures that have been developed to assist wage earners who lack the ability to satisfy their current debt terms. At every stage of the Chapter 13 process, I’ll give you a detailed description of key issues that will affect you and your future, including:
So many people rely on their paycheck to pay necessary bills that any interruption can trigger a financial problem that can’t be resolved without some assistance. I have more than 30 years of legal experience and serve as a thoughtful adviser and dedicated advocate for Hudson Valley residents looking to overcome their debt problems.
Michael D. Pinsky, P.C. represents clients throughout New York’s Hudson Valley in a full range of bankruptcy matters. Please call 845-394-2616 or contact me online for a free initial consultation at my office in Newburgh.