Orange County Bankruptcy LawyerLearn More
While financial struggles may take a toll on you and your loved ones, an experienced Orange County bankruptcy lawyer can create a sound plan to help you get back on your feet. For more than 30 years, The Law Office of Michael D. Pinsky, P.C. has represented clients across New York in the complete range of debt relief matters. Our firm handles all personal bankruptcy matters, including Chapter 7, Chapter 11, and Chapter 13 bankruptcy. If you are a business owner, we can guide you through Chapter 7, Chapter 11, and Chapter 12 bankruptcy. Today is a great day to make a change. Do not hesitate to contact us for the relief you and your family deserve.
Compassionate Guidance | Knowledgeable Counsel
Bankruptcy is nothing to fear. Bankruptcy is simply a tool to help you establish a healthier, sustainable financial position, paving the way for a brighter future. Bankruptcy exists to help individuals who have become overwhelmed by debt, often because of circumstances beyond their control. Additionally, bankruptcy is a tailored solution. Our firm can help you determine which type of bankruptcy filing will best meet your needs, whether you are an individual or a business owner.
Michael D. Pinsky, Esq.
“For decades, residents and business owners have counted on my counsel and recommended my firm to those they know for many reasons”
Focus on bankruptcy and debt relief: My firm focuses exclusively on bankruptcy and related matters so you’ll benefit from an attorney who understands the latest developments in this area and can find creative solutions to difficult problems.
A strategic approach: I help people and companies anticipate how the bankruptcy process might proceed and work to ensure that each decision they make suits their particular needs.
Understanding of long-term consequences: How you deal with your debt can affect you for years to come, so you must retain a lawyer who not only addresses your immediate concerns but can also put you on the path to long-term stability.
Zealous dedication: From your free initial consultation through the conclusion of your legal matter, I’ll deliver strong advice and advocacy to help you tackle your financial challenges and secure the protection you’re entitled to.
Read Our Recent Reviews
I don't usually write reviews......However, when I was asked to do so for Mike, I was glad to. Mike is everything you want in your lawyer. He is honest, direct, and the ultimate professional. You…
Micheal helped me 15 yrs ago and I was very glad I used his services then and extremely pleased with his professionalism during this time of need. He knows his business very well, kind and…
Mr. Pinsky is a very caring, non-judgmental, and kind man. He loves what he does and he is very professional. He knows what he's doing and he is very prompt. Thank you again for your…
Very professional. Michael calmed us in a very stressful situation. He was always there for us and available immediately to answer questions. An extremely knowledgeable attorney and one we were happy to have met.
Very knowledgeable and walks you through every step. Great to work with!
Michael Pinsky helped me through a very difficult time in my life. I can't thank him enough for all his thoughtfulness and caring about my well being. He is truly a professional in his field…
I am very thankful for finding Mr.Pinsky in my time of need. Mr. Pinsky is a very patient and understanding person. He made the whole process quick and painless. Mr. Pinsky would quickly return my…
Individuals and Family Bankruptcy
In Orange County and throughout New York State, the Newburgh bankruptcy lawyers at The Law Office of Michael D. Pinsky, P.C. offer knowledgeable advice and representation on all types of bankruptcy programs for individuals and families, including the following:
Chapter 7 Liquidation: Under Chapter 7, people who are incapable of repaying what they owe can discharge many of their debts by liquidating certain assets.
Chapter 13 Repayment Plans: If you’re earning income but cannot close the gap on the debt you owe, Chapter 13 can establish a repayment plan and a budget that stops collectors and satisfies creditors.
Chapter 11 Reorganization: Individuals with too much debt to qualify for Chapter 7 or 13 may have the right to file for Chapter 11 bankruptcy. Unlike in Chapter 13, creditors in such cases get to vote on the debtor’s plan of reorganization.
Chapter 7 Liquidation: Businesses who face overwhelming debt without the income to pay it back may file for Chapter 7 Bankruptcy, which liquidates all assets.
Chapter 11 Repayment Plans: When a business would like to keep its doors open and continue to operate, it may be eligible for Chapter 11 bankruptcy, which acts as a reorganization plan for the business to reduce some overhead costs while paying off debt.
Chapter 12 For Family Farmers and Fisherman: Chapter 12 is specific to family farmers and fishermen, avoiding liquidation or foreclosure by restructuring their debt.
Whether you own a small or large business, receiving debt relief can be crucial to your future. Under New York State’s bankruptcy law, there are various paths available that can help you get back on track. These include the following: